HOME LOAN
Home Loan
Your Dream Home Awaits — Flexible Financing for plots, flats, and lands. Up to ₹5 Crore with 30-year tenure.
From 8.25% p.a.
Interest RateUp to ₹5 Crore
Max AmountUp to 30 years
Max TenureWHY CHOOSE US
Benefits that make us different
Here's why thousands of borrowers choose EasyCred
Lowest Interest Rates
Get home loans starting from just 8.25% per annum with flexible repayment options.
Wide Property Coverage
Finance for plots, lands, flats, apartments — both new and resale properties across India.
High Loan Amount
Get up to 90% of property value with loan amounts up to ₹5 Crores.
Long Tenure
Flexible repayment tenure up to 30 years with easy EMI options.
Balance Transfer
Transfer your existing home loan to us and save on interest costs.
Home Improvement
Additional loans for renovation, extension, and home improvement.
ELIGIBILITY
Check if you qualify
- Age: 21 to 65 years (at loan maturity)
- Employment: Salaried or self-employed with stable income
- Income: Minimum ₹25,000 monthly income for salaried
- Credit Score: Minimum 650 credit score required
- Property should be in an approved locality
- Minimum 2 years of employment or business continuity
DOCUMENTS
What you'll need
- PAN Card and Aadhaar Card
- Income proof (salary slips / ITR for last 2 years)
- Bank statement (last 6 months)
- Property documents (sale agreement, title deed)
- Property valuation report
HELP & ANSWERS
Frequently asked questions
Can't find what you need? Chat with our AI assistant for instant answers.
New flats, resale properties, plots, construction loans, builder floors, villas, and home renovation — all are covered.
You can get up to 90% of the property value as loan amount.
Yes, balance transfer is available. You can save up to 2% on interest by transferring to our partner banks.
Loan sanction in 7 days and disbursal within 15 days with minimal documentation.