Gold Loan
Unlock the value of your gold instantly. Secure, hassle-free Gold Loans up to ₹2 Crore with minimum interest rates and immediate disbursal.
About Gold Loan
EASYCRED Gold Loan lets you leverage your gold jewelry or ornaments to secure instant funds for any personal or business requirement. Since it is a secured loan backed by physical gold, approval is virtually instant with minimal documentation and no strict credit score requirements.
We partner with top banks and NBFCs to bring you the best value per gram of gold, lowest interest rates, and highly flexible repayment options. Your gold remains stored in ultra-secure, fully insured vaults and is returned to you safely upon repayment.
- Get loans up to 75% of your gold's market value
- Interest rates starting as low as 8.50% p.a.
- Immediate cash disbursal or bank transfer within 30 minutes
- Flexible repayment schemes (Monthly interest, Bullet payment, or EMIs)
- Free secure vault storage and complimentary insurance for your gold assets
Key benefits
Unlock the liquidity in your gold assets. EASYCRED connects you with leading lenders to offer quick cash, maximum gram rate, and lowest interest rates.
Gold Loan interest rates
Gold Loan interest rates are highly competitive since the loan is backed by physical gold. Rates range from 8.50% to 16.00% depending on the lender and loan-to-value ratio selected.
Who can apply
Anyone owning gold ornaments of 18 karats or above can apply. There is no income proof or high credit score requirement.
Gold Loans are secured loans, which means your credit score (CIBIL) plays a very minor role in the approval process. Even if you have a low score or no credit history, you can still easily qualify for a gold loan.
In fact, timely repayment of a Gold Loan is one of the fastest and most reliable ways to rebuild or build your credit score from scratch, as banks regularly report repayments to credit bureaus.
Documents you'll need
You only need standard KYC documents (Aadhaar, PAN, Voter ID) and the gold ornaments to be pledged. No income tax returns or salary slips are required.
Gold Loan for every need
Frequently asked questions
Everything you need to know about gold loan. Can't find your answer? Chat with our AI assistant.
Calculate your Gold Loan EMI
Adjust the sliders or pick a quick amount to see your monthly EMI instantly.
Why choose us
India's trusted loan comparison platform — fast, transparent, and secure.