PERSONAL LOAN

Personal Loan

Higher Amounts, Faster Approvals — ₹5 Lakhs to ₹30 Lakhs for salaried professionals. Approval in 24 Hours.

Calculate EMI
From 8.5% p.a.
Interest Rate
Up to ₹30 Lakhs
Max Amount
1 to 5 years
Max Tenure
WHY CHOOSE US

Benefits that make us different

Here's why thousands of borrowers choose EasyCred

Bank & NBFC Partners

Access to 20+ leading banks and NBFCs for the best interest rates and terms.

24-Hour Approval

Get loan approval within 24 hours with minimal documentation and quick processing.

Higher Loan Amounts

Personal loans from ₹5 Lakhs to ₹30 Lakhs to meet your substantial financial needs.

Competitive Rates

Interest rates starting from 8.5% per annum with transparent pricing.

Minimal Documentation

Simple application with basic KYC, income proof, and bank statements.

Flexible Repayment

Choose repayment tenure from 1 to 5 years with convenient EMI options.

ELIGIBILITY

Check if you qualify

  • Age: 21 to 58 years (at loan maturity)
  • Employment: Salaried or Self-Employed
  • Income: Minimum ₹18,000 monthly net income
  • Credit Score: Minimum 650 credit score required
DOCUMENTS

What you'll need

  • PAN Card and Aadhaar Card
  • Income proof (salary slips / ITR for last 2 years)
  • Bank statement (last 6 months)
  • Address proof (utility bill / rent agreement)
HELP & ANSWERS

Frequently asked questions

Can't find what you need? Chat with our AI assistant for instant answers.

You can get a personal loan from ₹5 Lakhs to ₹30 Lakhs based on your income and credit profile.

Loan approval within 24 hours with disbursal within 48 hours of approval.

No, these are unsecured personal loans without the need for property or asset collateral.

Yes, prepayment is allowed after 6 months with minimal charges.

Ready to get your personal loan?

Start your application now. Quick, easy, and 100% online.

Calculate EMI