Instant Personal Loan
Seamless digital processing with lightning fast approvals
- 30-Second Approval — Instant digital processing
- ₹50,000 to ₹5 Lakhs — Flexible loan amounts
- Zero Documentation — Paperless application
256-bit encryptedNo hidden chargesApproved in 30 seconds
Quick Apply
LIVEBank-grade securityNo score impact30-sec approval
India's AI-powered platform for
Instant Loans & Investments
Check Your Credit Score
Get your CIBIL score and report instantly. Know your eligibility before applying.
Check Score FreeBorrow on your terms. Eight products, one platform.
Whether you need instant cash, a dream home, or business capital, EasyCred connects you with the right lender at the best rate.
Trusted by India's leading financial institutions.
One application, multiple offers. We compare rates across our partner network so you don't have to.
Bajaj Finserv
NBFCIndia's leading diversified NBFC offering personal, consumer durable, and business loans.
FlexiLoans
FINTECH NBFCDigital lending platform specializing in business loans, working capital, and invoice financing for MSMEs.
Faircent
P2P LENDINGIndia's largest peer-to-peer lending platform connecting borrowers with individual lenders.
FIBE
DIGITAL LENDERInstant salary advances and personal loans for young professionals with quick disbursal.
OLYV
FINTECHPersonalized loans with flexible EMIs and fast approval for salaried professionals.
ZYPE
CONSUMER LENDINGDigital EMI card and consumer durable loans at partner stores across India.
InCred Finance
PREMIUM CREDITExclusive lending for high-income individuals with pre-approved offers and premium service.
Andromeda Loans
LOAN DISTRIBUTIONOne of India's largest loan distribution networks with pan-India presence.
MyMudra
FINTECHDigital lending and financial services platform for personal and business loans.
Ruloans
LOAN DISTRIBUTIONTechnology-driven loan distribution company connecting borrowers with multiple lenders.
Loan processing in 4 simple steps.
Register Phone Number
Start with just your mobile number. Receive a magic link to begin your fully digital application — no app download needed.
Select Loan Product
Browse personal, car, home, education, and business loans. Our AI engine recommends the best match for your profile.
KYC & Credit Verification
Complete Aadhaar-based e-KYC digitally. Our system verifies your identity and assesses creditworthiness in real time.
Instant Disbursement
Once approved, funds are transferred directly to your bank account. Digital personal loans arrive in 30 seconds.
Digital personal loans: 30-second processing. Business and home loans: 24-72 hours.
Frequently asked questions.
Can't find what you need? Chat with EASY ASSIST
EASYCRED is an AI-powered loan aggregation platform that connects borrowers with leading RBI-registered NBFCs and fintech lenders in India. Our purpose is to simplify the loan discovery, comparison, and application process through a single, fully digital platform.
We offer eight loan products: Instant Personal Loan, Personal Loan, Digital Gold, Car Loan, Education Loan, Business Loan, Working Capital, and Home Loan. Each product is available through our network of 12+ lending partners at competitive rates.
Simply register with your phone number, select a loan product, complete a quick digital KYC, and receive offers from multiple lenders. Our AI engine matches your profile with the best available rates. The entire process is paperless and can be completed from your phone.
Unlike traditional lenders, EASYCRED is an aggregator — we compare offers from 12+ partners so you get the best rate without visiting multiple banks. Our digital-first approach means 30-second approvals for instant personal loans, zero documentation, and bank-grade 256-bit encryption.
For instant personal loans, approval takes as little as 30 seconds and disbursal can happen within 2 hours. Personal and car loans typically take 1-3 business days. Business and home loans are processed within 24-72 hours depending on verification requirements.
Our lending partners include Bajaj Finserv, FlexiLoans, Faircent, FIBE, OLYV, ZYPE, INCRED, and more. All partners are RBI-registered NBFCs or regulated fintech platforms. We also work with loan distributors like Andromeda, MyMudra, and Ruloans.