Working Capital Loan

Fuel Your Daily Business Operations with Flexible Financing. Quick disbursal in 48 hours.

Calculate EMI
From 11% p.a.
Interest Rate
Up to ₹2 Crore
Max Amount
3 months to 3 years
Max Tenure

Benefits that make us different

Here's why thousands of borrowers choose EasyCred

Manage Cash Flow Gaps

Bridge temporary cash flow shortages and maintain smooth business operations without interruptions.

Inventory Management

Stock up on inventory to meet seasonal demand or bulk purchase requirements at better prices.

Accounts Receivable

Cover operational expenses while waiting for customer payments to maintain business continuity.

Equipment Maintenance

Fund repairs, upgrades, or maintenance of essential business equipment and machinery.

Marketing Campaigns

Launch promotional activities, advertising campaigns, or expand market reach with adequate funding.

No Collateral Required

Unsecured working capital loans without the need for property or asset collateral.

Check if you qualify

  • Business Vintage: Minimum 1 year in operation
  • Annual Turnover: Minimum ₹15 Lakhs per annum
  • Bank Statements: Last 6 months business bank statements
  • Credit Score: Minimum 600 credit score

What you'll need

  • Business registration documents (GST / Udyam)
  • Bank statement (last 6 months)
  • ITR for last 1 year
  • PAN Card and Aadhaar Card of proprietor/directors

Frequently asked questions

Can't find what you need? Chat with our AI assistant for instant answers.

Approval within 24 hours and disbursal within 48 hours to your business account.

Your business should have been operational for at least 1 year with minimum ₹15 Lakhs annual turnover.

No, we offer unsecured working capital loans without any collateral requirement.

Yes — raw material purchase, inventory, salaries, rent, utilities, marketing, and any operational expense.

Ready to get your working capital loan?

Start your application now. Quick, easy, and 100% online.

Calculate EMI