EDUCATION LOAN

Education Loan

Invest in Your Future — Domestic & International Education Financing. Moratorium period available.

Calculate EMI
From 7% p.a.
Interest Rate
Up to ₹1.5 Crore
Max Amount
Up to 15 years
Max Tenure
WHY CHOOSE US

Benefits that make us different

Here's why thousands of borrowers choose EasyCred

Low Interest Rates

Education loans starting from 7% for domestic studies and 8% for international programs.

Global Coverage

Study anywhere in India or abroad at 5000+ universities across 50+ countries.

100% Course Fee

Cover tuition fees, accommodation, travel, books, and all related expenses.

Moratorium Period

Repayment starts after course completion + 6 months or getting a job.

Minimal Documentation

Simple application with admission proof, academic records, and co-applicant details.

No Collateral Required

Loans up to ₹40 lakhs without any collateral or security requirements.

ELIGIBILITY

Check if you qualify

  • Student Age: 16 to 35 years (at loan application)
  • Course & Institute: Recognized course from accredited institution
  • Academic Record: Good academic performance in previous qualifications
  • Co-applicant: Parent or guardian as co-applicant with stable income
DOCUMENTS

What you'll need

  • Admission letter from institution
  • Academic transcripts and mark sheets
  • Fee structure from the institution
  • KYC documents (student + co-applicant)
  • Income proof of co-applicant
HELP & ANSWERS

Frequently asked questions

Can't find what you need? Chat with our AI assistant for instant answers.

Yes, we cover international education at 5000+ universities across 50+ countries including USA, UK, Canada, Australia, Germany, and Singapore.

Repayment starts after course completion + 6 months moratorium period, or after you get a job — whichever is earlier.

No collateral required for loans up to ₹40 Lakhs. For higher amounts, collateral may be needed.

Yes, interest paid on education loans is eligible for tax deduction under Section 80E of the Income Tax Act.

Ready to get your education loan?

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