CAR LOAN
Car Loan
Drive Your Dream Car — New & Used Vehicle Financing with up to 100% on-road funding.
From 7.5% p.a.
Interest RateUp to ₹1 Crore
Max AmountUp to 7 years
Max TenureWHY CHOOSE US
Benefits that make us different
Here's why thousands of borrowers choose EasyCred
Low Interest Rates
Auto loans starting from 7.5% for new cars and 9.5% for used cars with flexible EMIs.
New & Used Cars
Finance both brand new vehicles and pre-owned cars up to 5-7 years old from any dealer.
100% On-Road Funding
Get funding for ex-showroom price, registration, insurance, and accessories.
Quick Processing
Approval within 4 hours and disbursal in 24-48 hours for quick car delivery.
Flexible Tenure
Choose repayment period from 1 to 7 years with affordable monthly EMIs.
Pan India Coverage
Available across 50,000+ PINCODEs with tie-ups with major dealers nationwide.
ELIGIBILITY
Check if you qualify
- Age: 21 to 65 years (at loan maturity)
- Employment: Salaried or self-employed with stable income
- Income: Minimum ₹20,000 monthly income
- Credit Score: Minimum 600 credit score required
DOCUMENTS
What you'll need
- PAN Card and Aadhaar Card
- Income proof (salary slips / ITR)
- Bank statement (last 3 months)
- Vehicle quotation / proforma invoice
- Address proof
HELP & ANSWERS
Frequently asked questions
Can't find what you need? Chat with our AI assistant for instant answers.
Yes, we finance pre-owned cars up to 7 years old at interest rates starting from 9.5% p.a.
Up to 90% of ex-showroom price for new cars and 80% of market value for used cars.
Approval within 4 hours and disbursal in 24-48 hours directly to the dealer.
Yes, we offer special financing for EVs with competitive rates and green vehicle benefits.