•15 June 2026•6 min read
What is a Loan Moratorium Period and How Does it Work?
A moratorium period (or repayment holiday) is a set duration during a loan tenure where you are not required to pay EMIs (e.g. during an education loan course period).
Remember, a moratorium is not a waiver. Interest continues to accumulate during this holiday and is added to your total outstanding loan balance.